Working outside of the UK

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We had a client approach us as her husband works in Iraq. He has a rolling 12 month contract, and is paid in US dollars.

In most cases this is a nonstarter, lenders are not happy with people earning non-UK taxable income, but we were able to source a mortgage with a high street lender than allowed us to do this. We needed a lot more information, including his contract, UK bank accounts and even a copy of his CV to show he had worked in the industry for a long time.

Property value £600,000
Loan amount £250,000
Loan to Value 41%
Rate 1.99% Fixed for 5 years, over a 15 year term
Monthly mortgage payment£1,607
Arrangement fee£999 added to the loan
Valuation fee Nil
Legal FeesNil

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